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The Best Insurance Purchase You Will Ever Make

April 27, 2024

The storm passes and we are once again caught up in our love/hate relationship with insurance. Typically, we pay and pay and then we pray we don’t ever need to file a claim. No one wants to have their house burn down or blow away. But, it is also hard to write that check every month. Most folks do so because they are afraid not to.

However, there is one kind of insurance you will absolutely use. You’ll get more than you paid in, and you don’t have to pay endlessly.

Funeral insurance, not to be confused with final expense insurance, is the rare insurance product designed to cover a cost that you absolutely will incur. We all die in the end. So, how does it work?

Funeral insurance is sold through your funeral home. The amount of the insurance matches the cost of your funeral in today’s dollars. It can be paid in one payment and you are done. Or, you can pay over three to 20 years and be covered for the whole cost of your funeral while you pay.

It’s easy to find out more. Just call the funeral home and ask to speak to someone in the advance planning department. You will want to set aside one to two hours for your meeting with the advance planner. You will have questions. Remember to ask how funeral insurance is different from final expense insurance.

www.amosfamily.com

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Memorial Service – Does My Casket or Urn Need to Be Present?

By Parker Amos • February 11, 2025

A memorial service differs from a traditional funeral service in that it takes place after final disposition. Final disposition is either the cremation or burial of the deceased. So, the answer is no—neither the urn nor the casket need to be present at a memorial service. That said, in the case of a memorial service following cremation the urn may be present if that is the family’s desire.

Five Tips to Help with the Year of Firsts

By Parker Amos • January 9, 2025

The first year following the death of someone dear—a parent, a child, a sibling, a spouse, or a good friend—is frequently referred to as “the year of firsts.” It will be the first time the holidays, birthdays, and the occasions both sad and happy that were shared and witnessed with the person who has passed will come and go alone, without the loved one. For most people it is a tough year. Still there are things that can be done to make experiencing these milestones easier.

Flowers and Funerals

By Parker Amos • December 4, 2024

What’s the story behind flowers at a funeral? Well, back in the day before funeral directors perfected the art and science of embalming, flowers were used to mask the odor of the body.

Celebrating Grads and Grands

By Parker Amos • December 4, 2024

Now is the time. Capture those stories. Ask your parent(s) about their life before you. Ask the same of grandparents. Ask about their hopes and dreams. What surprised them? What was fun and what was hard? Capture the stories and the life lessons. Prepare to celebrate the grands as well as the grads.